Managing Partner

Thomas G. Dwyer, EA, CFP®

Tom’s core strength is in tax planning, and its overall impact on financial planning. He earned the Enrolled Agent designation with the IRS, which then led to the beginning of his own business in 1998 as a fee-only advisor. Tom has in-depth knowledge of tax planning for clients entering retirement, and with RMDs (required minimum distributions). Additionally, he has expertise in portfolio tax strategies. In 2003 he and Bob Ryan merged their firms, creating Resolute Financial, LLC.

Prior to becoming a fee only financial planner, Tom worked in management positions within bank operations, mutual funds, and information systems.

Tom, his wife, and other family members along the way, have made the Newburyport area their home for over 20 years. Tom enjoys all things that the area has to offer, particularly the dog-friendly areas where they walk with their dog Mitzy.


  • Lawrence University, Appleton, WI. (BA)
  • Boston University, Certificate in Financial Planning


  • NAPFA-Registered Corporate Associate, National Association of Personal Financial Advisors
  • Enrolled Agent for Federal taxes
  • Notary Public